Cash tracking
The part your statement cannot tell you.
Your bank knows you withdrew ₦50,000. It has no idea that ₦12,000 of it went on transport and ₦6,500 on lunch. That gap is where most spending goes unexplained.
Withdrawals / cash added
₦50,000
Cash explained
₦18,500
Cash left
₦31,500
The ₦50,000 withdrawal is already counted once, as bank spending. Logging the lunch and the transport explains where it went without adding to that total a second time.
Why it is kept separate
Most trackers have one pot. Record a ₦50,000 withdrawal from your statement and then log ₦6,500 of lunch bought with that cash, and your spending reads ₦56,500 — for money you spent once. So cash sits in its own ledger here. Your bank outflow stays the honest figure; cash entries explain the part of it you took out in notes.
You cannot spend cash you never withdrew
Cash left is a running balance of what should still be in your pocket, and TrakBuk will not let you record an expense larger than that. If you try, it tells you what you actually have and stops there — normally a sign of a withdrawal you have not logged yet rather than a mistake in the expense.
Where it goes, and how often
Weekly, monthly, or a date range you pick. For that period you get the total spent, the category you spend most on, and how often you are spending — expressed as something readable like “every 3 days, on 9 of the last 30” rather than a raw count. Spending less than the period before shows in green, more shows in red.
One tap to log it
The categories you use most appear as quick-add buttons, so the common case is a tap, an amount and a short note. If you want a nudge, TrakBuk can email you in the evening on days you have not recorded anything, which you can turn off at any time.
It stays out of your Overview
Cash figures never fold into the bank totals on your dashboard. Overview shows a single line pointing at your cash spending for the same period, and you go and look if you want to. See how statements are imported.